At Paycient Finance, we are committed to protecting the privacy and confidentiality of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information you provide when using our website. By accessing or using our website, you consent to the practices described in this Privacy Policy.
- Information We Collect:
⦁ Personal Information: When you visit our website or apply for a loan, we may collect personal information such as your name, contact details, financial information, professional credentials, and other relevant information necessary to process your loan application.
⦁ Log Data: We may automatically collect information about your interaction with our website, including your IP address, browser type, operating system, pages visited, and other usage details.
⦁ Cookies and Similar Technologies: We may use cookies, web beacons, and other tracking technologies to enhance your browsing experience, analyze website traffic, and personalize content. - Use of Collected Information:
⦁ Personalization: We may use the information collected to personalize your experience on our website, provide tailored loan options, and improve our services.
⦁ Loan Processing: The information provided helps us assess loan applications, verify identities, determine eligibility, and facilitate loan approvals and disbursements.
⦁ Communication: We may use your contact information to communicate with you about your loan application, provide updates, respond to inquiries, and send promotional materials or offers.
⦁ Internal Purposes: We may use the information for internal purposes such as data analysis, research, and improving our website and services.
⦁ Legal Compliance: We may disclose personal information if required by law or in response to valid legal requests or to protect our rights, safety, or property. - Information Sharing:
⦁ Third-Party Service Providers: We may engage third-party service providers to assist us in operating our website and delivering our services. These providers may have access to your personal information solely for the purpose of performing their duties.
⦁ Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal information may be transferred to the acquiring entity as part of the transaction.
⦁ Consent: We may share your personal information with your consent or as otherwise required or permitted by law. - Data Security:
We employ appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
Despite our best efforts, no data transmission over the internet or electronic storage system can be guaranteed to be 100% secure. Therefore, we cannot guarantee the absolute security of your information.
- Third-Party Links:
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or the content of these third-party websites. We encourage you to review the privacy policies of those websites before providing any personal information. - Children's Privacy:
Our website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information. - How long do we keep your information?
We keep your information for as long as necessary to provide you with our products and services and to comply with applicable laws and regulations. - Updates to Privacy Policy:
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page, and the revised Privacy Policy will be effective when posted. - Your rights
You have the right to:
⦁ Access your personal information
⦁ Correct any inaccurate or incomplete personal information
⦁ Request that we delete your personal information
⦁ Opt-out of marketing communications - Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us using the contact form provided on our website.
By using our website, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.
Last Updated: 15th June 2023
